Unscheduled Payments

Unscheduled payment is a recurring payment where the next transaction is triggered not at any fixed interval but on certain conditions. The payer initiates the first transaction and consents to an agreement with the merchant authorizing future unscheduled transactions. These subsequent payments are CNP transactions and do not follow a fixed schedule and are initiated by the merchant based on the agreed terms.

An unscheduled order is useful in scenarios such as wallet top-ups. For example, when a customer opts to automatically recharge their wallet whenever the balance falls below a specified threshold:

• The payer initiates the first transaction and consents to automatic future charges.
• Upon consent, N-Genius securely stores the payment details (e.g., card information).
• Subsequent wallet recharges are triggered automatically by the merchant as unscheduled transactions, based on the predefined conditions.

The unscheduled transactions can be cancelled anytime by the merchant upon payer's request.